Synchrony Financial (NYSE:SYF) Price Target and Financial Overview

• Terry Ma from Barclays sets a price target of $80 for Synchrony Financial (NYSE:SYF), indicating a potential upside of about 13.22%.
• Synchrony Financial's Q2 results show improved credit quality and increased interest income, with strategic alliances expected to drive future growth.
• Despite a 38% surge, SYF remains attractively valued compared to peers, supporting a Buy rating.

On July 23, 2025, Terry Ma from Barclays set a price target of $80 for Synchrony Financial (NYSE:SYF). At the time, SYF was priced at $70.66, indicating a potential upside of about 13.22%. Synchrony Financial is a consumer financial services company known for its credit card offerings and partnerships with major retailers.

Synchrony Financial's second-quarter results show improved credit quality and increased interest income, strengthening its earnings despite stagnant loan growth. The company's strategic alliances with Amazon, PayPal, and Walmart are expected to drive future loan growth and technological advancements, enhancing its long-term value.

Although SYF has surged by 38% and is no longer a deep bargain, it remains attractively valued compared to its peers and historical performance. This supports a Buy rating, though there is no immediate urgency to establish a full position. The stock is currently priced at $70.66, reflecting a 1.76% increase or $1.22.

During the day, SYF has fluctuated between a low of $68.19 and a high of $71.28. Over the past year, the stock has reached a high of $71.88 and a low of $40.54. The company, listed on the NYSE:SYF, has a market capitalization of approximately $26.9 billion, with today's trading volume at 5.72 million shares.